Personal Money Management : Activity 1, 2, 3 (page 183 & 184)

 Activity 1

1. Are you familiar with those types of piggy banks?
   Yes.
   
   
2. Do you use them to save your money?
   I used to make use of the tube-shaped piggy bank to save my money.
   
   
3. Why do you use them? Why don’t you use them?
   When I was little, I used piggy banks to save small changes to learn how to save my money. Now, i don't use piggy bank anymore because i currently save my money in my wallet which i keep in the closet's drawer and i think piggy bank is a bit childish because many children like to save their money in piggy banks. 
   
   
4. Which one do you think is more effective, saving your money in the piggy bank or in a bank? Why do you think so?
   It actually depends on the person who use the method to save money. In my opinion, piggy banks tend to be more effective for children who are still learning how to save money because piggy banks have pretty interesting appearance so they're more likeable for children. Bank is more effective for adult because they are able to save a huge amount of money in bank and is easier to access and manage via mobile/online banking. 

Activity 2

1. Mention three things you need to set a budget.
   Discipline, planning, and prioritization.
   
   
2. How many steps are there to plan your budget? 
   6 steps.
   
   
3. What is the first step?
   Know the income. In order to know how much to spend each month, we need to know first how much money we get. Setting a budget has to be based on net income, not salary. 
   
   
4. What is the last step?
   Keep track. It means to find a way that works for us to keep track our expenses and then balance our budget, keep the income information current, and track the actual expenses monthly to see the pattern so that we can figure out where we can make adjustments.

Activity 3

1. First, insert your debit card into the machine.
2. Choose the language you would like to have the transaction conducted by pressing the appropriate key on the machine's screen.
3. Enter your PIN into the ATM machine and make sure to protect them while entering them.
4. Select deposit by pressing the appropriate key.
5. Select a deposit type, in this case select "check".
6. Select "yes".
7. Select an account type, in this case select "checking".
8. Select whether you want to receive a receipt for the transaction or not by selecting "yes" or "no" key.
9. Prepare the check by straightening it out.
10. Press "continue" if you're ready to insert the check.
11. Insert the check into the machine.
12. Confirm whether the amount you deposited which is shown on the screen is accurate.
13. Make sure to take your receipt if you choose to receive a receipt, as well as you debit card.